Pat Carpenter asked: As stated by the Texas Department of Insurance, the Texas Legislature enacted three bills that allow small business employers to form cooperatives for the purchase of employer health benefit plans in Dallas, Houston and throughout Texas. All three types of cooperatives are private purchasing cooperatives under state law. Texas Insurance Code Chapter… Read More »
Kirsten M. Portrie asked: Packaged Long Term Care Policies A majority of Long Term Care Insurance policies are sold as comprehensive and stand alone health plans. These plans have options of annual, semi-annual, quarterly or even monthly premiums. There are also other types of payments like an abbreviated payment plan. The comprehensive Long Term Care… Read More »
Kevin Kielty asked: Switching from group to individual health insurance is a change many people are currently facing. There can be some big differences between the two types of insurance and their cost. Becoming familiar with some of those basic differences will help you to know what to expect. Group health insurance Group health insurance… Read More »
John Mac asked: Your health is undoubtedly your most valuable asset. So with that in mind how do you protect your health ? Yes you probably have health insurance to look after your health if you become ill and car insurance to take car of you should your health suffer as a result of a… Read More »
Barclay Win asked: Once you’re done comparing health insurance quotes and plans and you’ve settled on employer-based health insurance, it’s good to keep in mind the Department of Labor’s Employee Benefits Security Administration (EBSA) administers a number of laws that cover these health insurance plans. Here is a list of some of the laws affecting… Read More »
Jennifer Hrycyk asked: In today’s economy, there is very little job security. Unfortunately, one of the secondary effects of losing your job is that you lose your health coverage as well. Thankfully there are programs in place that can extend your health coverage for up to 18 months following a termination, career change, or even… Read More »
Richart Rick asked: Insurance is a matter of choice but with so many insurance corporations providing the best insurance plans, it is difficult to find out which insurance corporation is the best. To understand the technicalities of insurance, one needs to have a fair idea of the types of insurance plans available in the market.… Read More »
Steve Long asked: Health savings accounts (HSAs) are wildly popular. Since their introduction in 2004, approximately 2.5 million Americans have enrolled in these so-called consumer-driven health plans. But, alas, HSA plans are not for everyone. Here are some pointers to help you consider whether an HSA will benefit you and your family. 1. An HSA… Read More »
Darewin Ocampo asked: Being a health insurance agent is not a simple job. One may expend the entire day conversing with prospects, but the ultimate result might be wearisome, more than ever if your consumer discards you. Even if you manage to clarify the significance of your insurance policies and superior to any other agent… Read More »
CharlesPeter asked: Blue Cross Insurance of California is arguably the most leading insurance company in California where insurance plans are affordable and also easily obtainable. They do not believe in work for-profit policy. You can choose suitable health insurance plan from a pool of health insurance plans provided by them. It is common knowledge that… Read More »