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According to The New York Times, the Home Affordable Mortgage Program (HAMP) is pretty much a failure. HAMP is the Treasury plan to get banks to modify.
The chart above (click to enlarge) shows returns over the last six months for the iShares Dow Jones US Home Construction Index [[ITB]] vs. the Dow Jones.
Don’t want to be a passive investor? Discover how investment clubs allow you to take control of your portfolio.